The Purpose of E-Renter.com
The purpose of E-Renter.com is to provide our clients with technology based factual data and information. Make use of our services to order and access credit reports as part of your tenant screening procedure because chances are that if your prospective tenant fails to pay others on time, they may fail to pay you as well. Avoid risky prospects, avoid problems and reduce loss. With E-Renter.com find out what your tenants financial status is before you hand over the keys to your property. Financial problems faced by certain applicants make them unsuitable as tenants. Avoid giving away your house keys based on a decision triggered by incomplete or falsified information. Our easy to read credit reports help you avoid potential liabilities, costly evictions and lost rental income. We at E-Renter.com assist you in discovering whether your prospective tenants pay their bills on time, are facing any kind of financial difficulties or have any collections or bankruptcies filed against them. Let us help you make an informed decision. Our credit reports include the following:- FICO score Payment Patterns, Monthly Payments Aliases and Accounts balance Reported Employment/ employment verification information. Credit Limits and available Credit Items in Collection Trade Lines Inquiries SSN Match Bankruptcies, liens, Judgments All of the above present to you a current and objective picture of the financial obligations and handling capabilities of your future tenant. Get all this information at E-Renter.com and be on your guard to avoid potential fraudulent tenants. To know more about tenant screening, please visit our website http://www.e-renter.comE-Renter USA Ltd is a Consumer Reporting Agency with access to the Experian, Equifax and TransUnion Databases. We have 24/7 online direct access to consumer and business credit files as well as numerous other databases relating to credit, criminal, eviction, driving records, property deed records, assessor records etc.
Source: www.ArticlePros.com

Loan Fraud
Each year uninformed homebuyers, usually first time purchasers or seniors fall victim to predatory lending known as loan fraud. True, there are many lenders, appraisers, brokers and other real estate professional that legit ably want to assist you in obtaining a nice comfortable home with a great loan but always remember that trite phrase buyer beware. Buying or refinancing a home is one of the most important financial decisions that we make, it is vital to learn as much as we can about the home loan process. That is why I decided to list the most important steps you can take so you won’t become the next victim of loan fraud. Step one is to Beware of false appraisals. You should have a good idea of what houses appraise for. Step two is to take your time and shop around. Competition is great for consumers. If you don’t appreciate one lender’s offer, there is always another one waiting. Step three is be certain that the costs and loan terms at closing are what you originally agreed to. Step four is do not be talked into lying about lie about your income, expenses, or cash available for downpayments in order to get a loan. Step five is get several quotes from multiple brokers or lenders so you know you’re being charged a fair interest rate based on your credit history, not your race or national origin. Step six is watch out for higher-risk loans such as balloon loans, interest only payments, and steep pre-payment penalties. Step seven is be careful about disclosing things like your need of cash due to medical, unemployment or debt problems. You are very vulnerable in these cases. Step eight is do not sign a sales contract or loan documents that are blank or that contain information which is not true. Step nine is don’t strip your home’s equity by refinancing again and again when there is no benefit to you. The Final step is do not let anyone convince you to borrow more money than you know you can afford to repay. If you get behind on your payments, you risk losing your house and all of the money you put into your property. <A HREF="http://www.cerebrine.com">Loan Fraud Home</a>
Source: www.ArticlePros.com